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Our base in the heart of Europe

Lloyd’s Europe is Lloyd’s first Europe wide operation, established to bring the scale, expertise and capacity of the world’s specialist insurance market closer to its customers in Europe through a locally staffed and regulated insurer.

The European risk landscape is changing, and Lloyd’s Europe meets a growing demand for specialist insurance products.

It provides our partners within the European Economic Area with access to expert underwriters licensed to provide tailored insurance and reinsurance solutions for a variety of non-life risks including Liability, Property, MAT, Cyber and Political and Credit insurance.

Lloyd’s Europe benefits from the market’s financial strength through the Central Fund and has the same financial ratings as Lloyd’s, AM Best (A “excellent”), Standard & Poor’s (A+ “strong”) and Fitch (AA- “very strong”). The company is authorised and regulated by the National Bank of Belgium and capitalised under Solvency II rules.

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives Lloyd’s Europe customers the confidence to move forward.

Lloyd’s in Europe

400 coverholders located throughout Europe

40 local brokers available to help place your risk

60 lines of insurance written across the EU

€7bn claims paid over the past five years

Lloyd’s Europe

100 members of staff

14 branches throughout the EU and a branch in the UK

A.M. Best (Excellent)

Standard & Poor’s (Strong)

Fitch Ratings (Very Strong)

FAQ's

Why Lloyd’s Europe?

Lloyd’s Europe is a fully operational, capitalised insurance company under Solvency II. It is authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority. Lloyd’s Europe is licensed to write non-life risks across the European Economic Area, Monaco and the UK.

The creation of a regulated, capitalised insurance company in Europe enables our partners and policyholders to retain access to the underwriting expertise of the Lloyd’s market via our current distribution channels of brokers, coverholders, and service companies.

Who is the insurer and who will pay claims?

Lloyd’s Europe is the insurer and will pay all valid claims.

For further information on Lloyd’s Europe claims, visit our claims page.

What risks is Lloyd's Europe able to write?

Lloyd’s Europe is licensed to write non-life risks across the European Economic Area, Monaco and the UK.

Who regulates Lloyd’s Europe?

Lloyd’s Europe is a fully operational, capitalised insurance company under Solvency II. It is authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority.

Lloyd’s European Network

Find addresses and contact details of your local Lloyd’s Europe office, and access webpages in local languages