About Lloyd's Europe

Our base in the heart of Europe

Lloyd’s Europe is Lloyd’s first Europe wide operation, established to bring the scale, expertise and capacity of the world’s specialist insurance market closer to its customers in Europe through a locally staffed and regulated insurer.

The European risk landscape is changing, and Lloyd’s Europe meets a growing demand for specialist insurance products.

It provides our partners within the European Economic Area with access to expert underwriters licensed to provide tailored insurance and reinsurance solutions for a variety of non-life risks including Liability, Property, MAT, Cyber and Political and Credit insurance.

Lloyd’s Europe benefits from the market’s financial strength through the Central Fund and has the same financial ratings as Lloyd’s, AM Best (A “excellent”), Standard & Poor’s (AA- “very strong”), Fitch (AA- “very strong”), and Kroll Bond Rating Agency (AA- “very strong”).

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives Lloyd’s Europe customers the confidence to move forward.

Lloyd's in Europe

400

Coverholders located throughout Europe

40

Local brokers available to help place your risk

60

Lines of insurance written across the EU

€7bn

Claims paid over the past five years

Lloyd's Europe

100

Members of staff

14

Branches throughout the EU and a branch in the UK

A

A.M. Best (Excellent)

AA-

Standard & Poor’s (Very Strong)

AA-

Fitch Ratings (Very Strong)

AA-

Kroll Bond Rating Agency (Very Strong)



Our marketplace

Placing risk

How to place a risk with Lloyd’s Europe

Our European Network

What Lloyd's Europe means for you

Management of Lloyd’s Europe

Learn more about our Executive Committee and Board of Directors through their biographies

Careers at Lloyd's Europe

Find out more about joining this unique organisation.

Information and support

Contact us

Contact Lloyd’s Europe or one of its branches

Information for policyholders

Lloyd’s Europe policyholders can be safe in the knowledge that their policies will be valid regardless of the outcome of Brexit negotiations

Recommendation 9

Recommendations for the insurance sector in the light of the United Kingdom (UK) withdrawing from the European Union (EU)

Frequently asked questions

Lloyd’s Europe is a fully operational, capitalised insurance company under Solvency II. It is authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority. Lloyd’s Europe is licensed to write non-life risks across the European Economic Area, Monaco and the UK.

The creation of a regulated, capitalised insurance company in Europe enables our partners and policyholders to retain access to the underwriting expertise of the Lloyd’s market via our current distribution channels of brokers, coverholders, and service companies.

Lloyd’s Europe is the insurer and will pay all valid claims.

For further information on Lloyd’s Europe claims, visit our claims page.

Lloyd’s Europe is licensed to write non-life risks across the European Economic Area, Monaco and the UK.

Lloyd’s Europe is a fully operational, capitalised insurance company under Solvency II. It is authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority.