1. Introduction
This Cookies Policy applies to our use of “cookies” in connection with this website and our online platforms (Websites). We use cookies on our Websites to help make your visits more effective, so we would like to explain more about how and why we use them.  By continuing to browse our Websites without adjusting your browser settings to block cookies (for information about how to do this please see below), you are agreeing to our use of cookies.

For the purposes of this Cookie Policy, references to “we,” “us” or “our” shall refer to Lloyd’s Europe.

2. Who we are
Lloyd’s Insurance Company S.A. (Lloyd’s Europe) is an insurance company authorised and regulated by the National Bank of Belgium and regulated by the Financial Services and Markets Authority whose registered office is at Place Du Champ De Mars 5, Bastion Tower (14th floor) 1050 Bruxelles, Belgium, company /VAT number BE 0682.594.839, RPR/RPM Brussels.  Lloyd’s Brussels is a wholly owned subsidiary of the Society of Lloyd’s.
Lloyd’s Europe writes non-life risks from the European Economic Area and ensures that our European partners have access to the combined scale, expertise, capacity and claims service of the Lloyd’s market.

 

3. What are cookies
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. For example, cookies are used to remember users’ preferences and to help navigate between pages efficiently.

 

4. What cookies we use and why
We use necessary cookies to make our site work. We’d also like to set optional analytics cookies to help us improve it. We won’t set optional cookies unless you enable them. Using this tool will set a cookie on your device to remember your preferences.

 

Necessary Cookies

Necessary cookies enable core functionality such as security, network management, and accessibility. 

Example Purposes
The parties using cookies on this site are listed below. Where possible, you may choose whether to allow certain cookies on this site.
 Company Domain
Lloyd’s

Lloyd’s of London, generally known simply as Lloyd’s, is an insurance and reinsurance market located in London, United Kingdom.
Terms and Conditions
Privacy Policy

 asps.lloyds.com, auction.lloyds.com, futureat.lloyds.com, ldc.lloyds.com, ldr.lloyds.com, stamp.lloyds.com
Lloyds Brussels

Lloyd’s is an insurance and reinsurance market. They act as the market’s custodian. Backed by diverse capital and excellent financial ratings, Lloyd’s works with a network to grow the insured building resilience of local communities and strengthening economic growth.
Terms and Conditions
Data Subject Rights
Privacy Policy

 lloydsbrussels.com, www.lloydsbrussels.com
Lloyds – Europe

Lloyd’s Europe brings the scale, expertise and capacity of the world’s specialist insurance market closer to its customers in Europe through a locally staffed and regulated insurer.
Terms and Conditions
Data Subject Rights
Privacy Policy

 lloydseurope.com

 

Functional Cookies

We’d like to set Google Analytics cookies to help us to improve our website by collecting and reporting information on how you use it. The cookies collect information in a way that does not directly identify anyone. For more information on how these cookies work, please see our ‘Cookies page’

Example Purposes
The parties using cookies on this site are listed below. Where possible, you may choose whether to allow certain cookies on this site.
Company Domain
Google Inc.

Google Inc. is an American multinational technology company that specializes in Internet-related services and products, which includes a search engine, cloud computing, software, and hardware.
Terms and Conditions
Privacy Policy

 google.com, google.ie, www.google-analytics.com, www.google.com, www.googletagmanager.com, www.gstatic.com

Why can’t I opt-out of this company?
When you opt out, TrustArc sends your opt-out requests to the companies you selected.
This company does not support a cookie opt-out mechanism that TrustArc can access.
To learn more visit this company’s site for when opt-outs are not available.
Lloyd’s

Lloyd’s of London, generally known simply as Lloyd’s, is an insurance and reinsurance market located in London, United Kingdom.
Terms and Conditions
Privacy Policy

 communications.lloyds.com

Why can’t I opt-out of this company?
When you opt out, TrustArc sends your opt-out requests to the companies you selected.
This company does not support a cookie opt-out mechanism that TrustArc can access.
To learn more visit this company’s site for when opt-outs are not available.
Lloyds Brussels

Lloyd’s is an insurance and reinsurance market. They act as the market’s custodian. Backed by diverse capital and excellent financial ratings, Lloyd’s works with a network to grow the insured building resilience of local communities and strengthening economic growth.
Terms and Conditions
Data Subject Rights
Privacy Policy

 www.lloydsbrussels.com

Why can’t I opt-out of this company?
When you opt out, TrustArc sends your opt-out requests to the companies you selected.
This company does not support a cookie opt-out mechanism that TrustArc can access.
To learn more visit this company’s site for when opt-outs are not available.
Microsoft Advertising

Microsoft provides consumers with engaging digital advertising experiences for brands of all types and sizes through their variety of advertising products and services. Microsoft helps make online advertising relevant to you by selectively presenting ads for goods and services of potential interest to you. For example, if you frequently visit MSN Autos, they may present you with advertising from automotive companies instead of randomly selected advertisements. If you are not interested in seeing ads based on information previously collected by Microsoft, you can choose to not receive them on sites that use the Microsoft Advertising Platform. You can also tell Microsoft Advertising about your interests in order to influence your advertising from Microsoft Advertising. Please note that Microsoft Advertising now includes Microsoft’s Atlas Technology platform.
Terms and Conditions
Privacy Policy

 strategicbi-serverapi-prd.azurewebsites.net
TrustArc (formerly TRUSTe)

TrustArc powers privacy compliance and risk management with integrated technology, consulting and TRUSTe certification solutions.
Terms and Conditions
Data Subject Rights
Privacy Policy

 consent-pref.trustarc.com, consent-st.trustarc.com, consent.trustarc.com, prefmgr-cookie.truste-svc.net

Why can’t I opt-out of this company?
When you opt out, TrustArc sends your opt-out requests to the companies you selected.
This company does not support a cookie opt-out mechanism that TrustArc can access.
To learn more visit this company’s site for when opt-outs are not available.
Vimeo

Vimeo is a video sharing platform that allows users to upload, share and view videos.
Terms and Conditions
Data Subject Rights
Privacy Policy

 vimeo.com

Why can’t I opt-out of this company?
When you opt out, TrustArc sends your opt-out requests to the companies you selected.
This company does not support a cookie opt-out mechanism that TrustArc can access.
To learn more visit this company’s site for when opt-outs are not available.
WordPress

WordPress offers a web publishing software that can be used to create websites or blogs.
Terms and Conditions
Data Subject Rights
Privacy Policy

 c0.wp.com, pixel.wp.com, s0.wp.com, stats.wp.com

Advertising Cookies

These cookies are used to show you ads that are more relevant to you. We may share this information with advertisers or use it to better understand your interests. For example, Advertising Cookies may be used to share data with advertisers so that the ads you see are more relevant to you, allow you to share certain pages with social networks, or allow you to post comments on our site.

Company Domain
Google Advertising Products

Google Ads is an online advertising platform developed by Google, where advertisers pay to display brief advertisements, service offerings, product listings, video content and generate mobile application installs within the Google ad network to web users.
Terms and Conditions
Privacy Policy

 adssettings.google.com, adssettings.google.ie, doubleclick.net, stats.g.doubleclick.net
YOC AG

Yoc AG is a Germany-based service provider active in the field of mobile media.
Data Subject Rights
Privacy Policy

 t.visx.net
5. Cookies set by Third Party websites
Lloyd’s Europe does sometimes embed photos and video content from websites such as YouTube.  As a result, when you visit a page with content embedded from, for example, YouTube, you may be presented with cookies from those websites.  Lloyd’s Europe does not control the dissemination of these cookies.  You should check the relevant third-party website for more information about these.

Lloyd’s Europe website now carries embedded ‘share’ buttons to enable users to easily share articles and information with other people through a number of popular social networks.  These social network sites may set a cookie when you are also logged into their service.  Lloyd’s Europe does not control the dissemination of these cookies and you should check the relevant third-party website for more information about these.

6. How to control and delete cookies
If you wish to restrict or block the cookies which are set by Lloyd’s Europe or indeed any other website, you can do this through your browser settings. The “Help” function within your browser should tell you how.

Alternatively, you may wish to visit www.allaboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.
Please be aware that restricting cookies may impact on the functionality of the Lloyd’s Europe website.

 

7. How do I change my cookie settings?
Most web browsers allow some control of most cookies through the browser settings.  To find out more about how to manage cookies on popular browsers:
Google Chrome
Microsoft Edge
Mozilla Firefox
Microsoft Internet Explorer
Opera
Apple Safari
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.

 

8. Local Shared Objects (Flash Cookies)
i) Lloyd’s Europe uses Flow Player to deliver some video content to improve user experience, Local Shared Objects (otherwise known as ‘Flash cookies’) are used to manage basic permissions and check bandwidth.  Flash cookies are stored on a user’s computer much the same way as cookies are, however, it is not possible to manage them at browser level.
ii) The Adobe website provides information on how to delete or disable Flash cookies: http://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html
iii) Please note that if you disable Flash cookies you will be unable to view certain video content on our website.
Effective date: February 2019