Finland complaints handling
There are no specific definitions of a complaint or a complainant under the Finnish regulation.
The EIOPA definitions should be applied.
Definition of a complaint (EIOPA definition)
A statement of dissatisfaction addressed to an insurance undertaking by a person relating to the insurance contract or service he/she has been provided with. Complaints handling should be differentiated from claims handling as well as from simple requests for execution of the contract, information or clarification.
Definition of a complainant (EIOPA definition)
A person who is presumed to be eligible to have a complaint considered by an insurance undertaking and has already lodged a complaint e.g. a policyholder, insured person, beneficiary and in some jurisdictions, injured third party.
Timescales
A prompt acknowledgement of the complaint, in writing, within 5 (five) business days of the complaint being made.
A final response to be provided within 8 (eight) weeks of receipt of the complaint.
External Dispute Resolution
Financial Ombudsman Bureau
Porkkalankatu 1
00180 Helsinki
Finland
Tel: +358 9 6850 120
Email: info@fine.fi
Website: https://www.fine.fi/en/front-page.html
Consumer Disputes Board
Hämeentie 3
P.O. Box 306
00531 Helsinki
Finland
Tel: +358 29 566 5200
Fax: +358 29 566 5249
E-mail: kril@oikeus.fi
Website: https://www.kuluttajariita.fi/en/